The largest recurring expense most folks have is shelter. Pick your poison. Rent or mortgage.
And the latest U.S. Census data shows that around 50% of housing units are rentals in Salem.
![](https://substackcdn.com/image/fetch/w_1456,c_limit,f_auto,q_auto:good,fl_progressive:steep/https%3A%2F%2Fsubstack-post-media.s3.amazonaws.com%2Fpublic%2Fimages%2F3830167f-f654-44f2-83b8-3832b559adbf_5184x3888.jpeg)
Rule of thumb states that folks should not be spending any more th…
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